Since I'm mostly OK with the results, I'll only redistribute one single point, from APP to SIZ:
This yields a starting age of (EDU+5) 18. However, I'm adding a full 30 years of age to the character. That will give me an additional 60 skill points.
Character Age: 48.
Damage bonus: None
Experience bonus: 6
Hit points: 10
Major wounds: 5
Qì points: 11
Fate points: 11. Note that these are managed separately from Qì points in TCE.
Home region: North China.
Name: Blind Bóxī. He's blind, meaning any vision-dependent skill is limited to POW%, unless he can make up with Listen or Sense.
Profession: Masseur (obviously I'm thinking of playing a Zatōichi-like character). Masseur is not amongst the professions in TCE, si I'll just create a "masseur" template:
Primary Skills: Fine Manipulation, Healing Lore, Insight, Knowledge (Streetwise), Science (Natural History)
Secondary Skills: Hide, Knowledge (Folklore), Knowledge (Region [North China]), Listen, Medicine, Mêlée Weapon (Quarterstaff), Persuade, Spot
Now on to using my EDU×20, INT×20, and 60 skill points; each skill has its base value plus the category bonus added before any further skill points are added:
Fine Manipulation 5+6+30+30= 71%
Healing Lore 12+3+30+30= 75%
Insight 5+2+30= 37%
Knowledge (Streetwise) 10+3+30= 43%
Science (Natural History) 10+3+30= 43%
Hide 10+5+13= 28%
Knowledge (Folklore) 5+3+13= 21%
Knowledge (Region [North China]) 20+3+13= 36%
Listen 25+2+13+30= 70%
Medicine 0+3+13= 16%
Mêlée Weapon (Quarterstaff) 25+6+13+30= 74%
Persuade 15+2+13= 30%
Spot 25+2+13= 40%
Knowledge (Rivers and Lakes) 5+3+30= 38%
Sense 10+2+6+30= 48%
Status 30+2= 32%
- leather pouch with herbs
- walking staff
All in all, and despite his low characteristics and his handicap, I think Blind Bóxī is going to be a fun character to play. His high Sense and Listen skill values will definitely make him a Zatōichi-like hero!